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[Please note: This page is part of the Chicago CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
8-month, 4.65% CD at BCU
BCU has a good short-term CD available: an 8-month CD that earns 4.65% APY. The CD has a minimum balance of $500. Unfortunately, to receive that rate, you must have an active Advantage Plus checking account, direct deposit of $500 or more per month, or $25,000 or more on deposit with the credit union. It’s possible that if you opened this CD for $25,000, they would give you the 4.65% APY (since then you’d have $25k on deposit), but you’d have to check with them to see if that would work. On the plus side, this rate is scheduled to last through the end of this month.
BCU is open to anyone who lives in Lake County (Illinois), DuPage County, McHenry County, Kane County, Cook County north of Route 58, the city of Schaumberg, or Kenosha County in Wisconsin. The best that I can tell — the website is very unclear — there are six area branches of BCU, listed below for your convenience:
- 1 Baxter Pkwy, Deerfield
- 400 Lakeview Pkwy, Vernon Hills
- 1485 Waukegan Rd, Waukegan
- Route 120 & Wilson Rd, Round Lake
- 415 S Main St, Crystal Lake
- 5820 Wild Plum Rd, Crystal Lake
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