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[Please note: This page is part of the Chicago CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
Weekly Update for February 11th, 2008
Below is a list of the deals previously mentioned on Chicago CD Rates that are still available as of today (2/11/08) as well as the dates they were first mentioned on this website. Even if CD rates fall from when we initially mentioned the deal, the CD rate will remain on the list as long as it remains 4.50% or higher.
Credit unions still rule the rates right now, and they’ll probably continue to for the short-term future. Very generally, because credit unions are slower to change their deposit rates, credit unions have higher-rate CDs in a falling-rate environment, and banks have higher-rate CDs in a raising-rate environment.
CDs (sorted by term):
- 6-month, 5.00% CD at Credit Union 1 (2/4)
- 6-month, 4.68% CD at Chicago Municipal Employees CU (2/4)
- 7-month, 4.50% CD at American Eagle Bank of Chicago (1/31)
- 8-month, 4.65% CD at BCU (2/6)
- 11-month, 5.45% CD at Bell General CU (12/5)
- 12-month, 7.00% CD at Patelco Credit Union ($1000 max) (1/15)
- 12-month, 5.00% at Bell General Credit Union (1/31)
- 12-month, 5.00% CD at Credit Union 1 (2/4)
- 12-month, 4.89% CD at Chicago Municipal Employees CU (2/4)
- 12-month, 4.58% CD at Molex Credit Union (11/14; was 5.51%)
- 12-month, 5.12% CD at Chicago Patrolmen’s CU (5.31% for IRAs/ESAs) (1/7)
- 12-to-17-month, 4.90% CD at Alliant Credit Union (1/8; was 5.40% up to 24 mo.)
- 18-month, 5.00% CD at Credit Union 1 (2/4)
- 24-month, 5.23% CD at Chicago Patrolmen’s CU (1/7)
- 24-month, 5.04% CD at Chicago Municipal Employees CU (2/4)
- 24-month, 5.00% at Bell General Credit Union (1/31)
- 24-month, 5.00% CD at Credit Union 1 (2/4)
- 36-month, 5.28% CD at Chicago Patrolmen’s CU (1/7)
- 36-month, 5.20% CD at Chicago Municipal Employees CU (2/4)
- 36- and 48-month, 5.00% CDs at Bell General Credit Union (1/31)
- 36- and 48-month, 5.00% CDs at Credit Union 1 (2/4)
- 48-month, 4.52% CD at AA Credit Union (1/28; was 5.09%)
- 60-month, 4.84% CD at AA Credit Union (1/28; was 5.09%)
- 60-to-84-month, 4.55% CD at Navy Federal Credit Union (1/23; was 5.05%)
Money Market/Savings:
- 8.00% savings account for minors at Patelco CU ($1000 max) (1/15)
- 4.75% Savingslink savings account at Countrywide Bank (2/4)
- $100 bonus for opening LaSalle Bank checking and savings accounts (11/13)
Checking Accounts:
- 5.09% checking account at Consumers Credit Union (11/20; was 6.01%)
- 4.60% checking account at American Eagle Bank of Chicago (1/31)
- $100 bonus for opening LaSalle Bank checking and savings accounts (11/13)
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