4-month, 3.75% CD at St. Charles Bank & Trust

St. Charles Bank & Trust has a good CD for investors looking for the very short term: a 4-month CD earning 3.75% APY. The minimum deposit is $5000. St. Charles B&T also has a 5-year CD earning 3.60% APY and a 4-year CD earning 3.40% APY, both with a $1000 minimum deposit.

St. Charles Bank & Trust has two locations: one in St. Charles and one in Geneva.