[Please note: This page is part of the Chicago CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]


4.20%, 1-year CD at CenTrust Bank

CenTrust Bank has a nice 1-year CD rate available: 4.20% APY.   To get this rate, unfortunately, you have to meet some (compared to other banks) onerous requirements: “Open either a Checking Account with no minimum balance or a NOW Account with a $750 minimum balance and have a minimum of 2 transactions per month in the opened account. In addition, open and maintain a Savings or Money Market account of $5,000 or more.”  However, you can still get the CD at 4.00% APY if you don’t meet these requirements.  You can also add an extra 5 basis points if the CD is opened for more than $100,000.  The CDs are also available as IRA CDs.

CenTrust Bank has one location: 400 Lake Cook Road, Suite 202 in Deerfield.

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