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[Please note: This page is part of the Chicago CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
4.00% 2- to 5-year IRA CDs at Home State Bank
Home State Bank has a nice IRA deal for those trying to fund one before Tax Day: Their IRA CDs of 24, 30, 36, 48, and 60 months are all earning 4.00% APY. The IRA CDs have a minimum deposit of $4000. You must have a Home State Bank checking account (or open one) to be eligible for this deal. The offer isn’t mentioned on their website, but you can see an ad for it here through April 13th. The ad implies that the rate will last through April 15th, although it does say that the rate can change at any time.
Home State Bank has eight branches: Three in Crystal Lake, two in Lake of the Hills, two in McHenry, and one in Woodstock.
5.10% 1-Year CD at Home State Bank
Home State Bank has a pretty good 12-month CD deal: 5.10% APY. This deal is not listed on their website, but you can find an advertisement online here through January 20th. There is a $5000 minimum deposit required to open the CD, and new money to the bank is required.
Home State Bank has eight branches, but this CD deal is only available in their two McHenry branches: At Rt. 31 and Prime Pkwy., and at at Rt. 31 and Diamond Drive.
