[Please note: This page is part of the Chicago CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]


CDs up to 2.91% at Access Credit Union

Access Credit Union has a number of competitive long-term CDs:

  • 3-year CDs: 2.51% APY
  • 4-year CDs: 2.65% APY
  • 5-year CDs: 2.91% APY
These CD rates have minimum deposits of $10,000. With a minimum deposit of $500, the rates go down approximately .15% APY.

Membership is available for a relatively large geographical area: Anyone who lives or works in Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, and Westchester. Membership is also available to anyone who lives or works in Chicago zip code 60616 or in the area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South and Harrison Street on the North.

Access Credit Union has two locations: One in Chicago and one in Westchester.

CDs up to 3.25% at Access Credit Union

Access Credit Union has a number of very good CD rates up to 3.25% APY:

  • 6-month CD: 2.15% APY
  • 12-month CD: 2.41% APY
  • 18-month CD: 2.55% APY
  • 24-month CD: 2.65% APY
  • 30-month CD: 2.91% APY
  • 36-month CD: 3.00% APY
  • 48-month CD: 3.15% APY
  • 60-month CD: 3.40% APY

These CDs all have $10,000 minimums. They are also available with $500 minimums, but 15-17 basis points lower than the $10,000-minimum CDs. The CDs are also all available as IRA CDs.

Membership is available for a relatively large geographical area: Anyone who lives or works in Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, and Westchester. Membership is also available to anyone who lives or works in Chicago zip code 60616 or in the area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South and Harrison Street on the North.

Access Credit Union has two locations: One in Chicago and one in Westchester.

Rates 3.00% and above at Access Credit Union

Access Credit Union has a number of very good CD rates up to 3.25% APY:

  • 6-month CD: 2.15% APY
  • 12-month CD: 2.41% APY
  • 18-month CD: 2.55% APY
  • 24-month CD: 2.65% APY
  • 30-month CD: 2.91% APY
  • 36-month CD: 3.00% APY
  • 48-month CD: 3.15% APY
  • 60-month CD: 3.40% APY

These CDs all have $10,000 minimums. They are also available with $500 minimums, but 15-17 basis points lower than the $10,000-minimum CDs. The CDs are also all available as IRA CDs.

Membership is available for a relatively large geographical area: Anyone who lives or works in Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, and Westchester. Membership is also available to anyone who lives or works in Chicago zip code 60616 or in the area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South and Harrison Street on the North.

Access Credit Union has two locations: One in Chicago and one in Westchester.

CD Rates up to 4.85% at Access Credit Union

Access Credit Union has a number of very good CD rates up to 4.85% APY:

  • 12-month CD: 4.51% APY
  • 18-month CD: 4.55% APY
  • 24-month CD: 4.66% APY
  • 30-month CD: 4.71% APY
  • 36-month CD: 4.76% APY
  • 48-month CD: 4.80% APY
  • 60-month CD: 4.85% APY

These CDs all have $10,000 minimums. They are also available with $500 minimums, but 15 or 16 basis points lower than the $10,000-minimum CDs. The CDs are also all available as IRA CDs.

Membership is available for a relatively large geographical area: Anyone who lives or works in Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, and Westchester.
Membership is also available to anyone who lives or works in Chicago zip code 60616 or in the area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South and Harrison Street on the North. Access Credit Union has two locations: One in Chicago and one in Westchester.

(Thanks to the reader who e-mailed me this deal.)

5.25% 5-Year CD at Access Credit Union

Access Credit Union has the best long-term CD deal I’ve seen as of late: a 5.25% APY 5-year CD.  The only major restriction is a minimum of $10,000.  If you can’t make that minimum, the rate drops to 5.10% APY.  Access is also offering a 5.16% APY 4-year CD, again with a minimum of $10,000.

Access CU has two locations: One at 10001 W. Roosevelt Rd., Suite 222 in Westchester, and one at 600 W. 26th St. in Chicago.  Membership in Access CU is open to those who live or work in a number of Chicagoland communities: Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, and Westchester.  Membership is also open to those live or work in Chicago zip code 60616 or in the area bordered by Lake Michigan on the East, California Ave on the West, Garfield Ave/55th Street on the South and Harrison Street on the North.