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CDs up to 2.75% at Alliant Credit Union

Our apologies for the lack of posting recently. It should start picking up again.

Alliant Credit Union has a number of competitive CD rates available:

12-to-23-month CDs: 1.60% APY
24-to-35-month CDs: 1.85% APY
36-to-47-month CDs: 2.10% APY
48-to-60-month CDs: 2.75% APY

These CDs have a $25,000 minimum, but the CDs are also available with a $1000 minimum with only a .10% rate drop. These rates are also available as traditional IRA CDs, Roth IRA CDs, SEP IRA CDs, and Coverdell ESAs.

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one at United World Headquarters in Mt. Prospect (United World Headquarters employees only), and one in O’Hare Airport.

CDs up to 3.00% at Alliant Credit Union

Alliant Credit Union always seems to have some of the highest CD rates and savings rates in Chicagoland, and their CD rates remain pretty competitive:

12-to-23-month CDs: 2.15% APY
24-to-35-month CDs: 2.30% APY
36-to-47-month CDs: 2.75% APY
48-to-60-month CDs: 3.00% APY

These CDs all have a $25,000 minimum, although you can get the CDs with only a $1000 minimum if you are willing to take a 0.15% drop in the rate. These rates are also available as traditional IRA CDs, Roth IRA CDs, SEP IRA CDs, and Coverdell ESAs. In my experience, Alliant only changes its rates at the beginning of the month, so these rates are probably good through the end of September.

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

CD Rates up to 4.00% at Alliant Credit Union

Alliant Credit Union has a number of competitive CDs available:

12-23 months: 3.15% APY
24-35 months: 3.30% APY
36-47 months: 3.75% APY
48-60 months: 4.00% APY

These CDs all have a minimum deposit of $25,000, although they are available with a $1000 minimum with a 0.15% reduction in APY. These CDs are all available as Traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell ESAs. Alliant CU also has a very competitive savings account that’s yielding 3.00% and a checking account that’s also yielding 2.75% (with some restrictions).

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

CDs up to 4.25% at Alliant Credit Union

Alliant Credit Union has a number of competitive CDs available:

12-23 months: 3.40% APY
24-35 months: 3.55% APY
36-47 months: 4.00% APY
48-60 months: 4.25% APY

These CDs all have a minimum deposit of $25,000, although they are available with a $1000 minimum with a 0.15% reduction in APY. These CDs are all available as Traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell ESAs. Alliant CU also has a very competitive savings account that’s yielding 3.00% and a checking account that’s also yielding 3.00% (with some restrictions).

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

CDs up to 4.50% at Alliant Credit Union

Alliant Credit Union has a number of very nice CD rates available:

12-23 months: 3.65% APY
24-35 months: 3.80% APY
36-47 months: 4.25% APY
48-60 months: 4.50% APY

These CDs all have a $25,000 minimum; however, you can get the CDs with a $1000 minimum, but with a 0.15% drop in APY. These CDs are all available as Traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell ESAs. Alliant CU also has a very competitive savings account that’s yielding 3.25% and a checking account that yields 3.00% (with some restrictions).

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

5.15% Health Savings Account at Alliant CU

We’ve mentioned before that Alliant Credit Union has, by far, the best health savings account we’ve seen in the Chicago area, but it’s worth mentioning again, since their rate is still an amazing 5.15% APY. The requirements: Eligibility to open a HSA, and a $100 minimum. Alliant also still has one of the best savings accounts or money market accounts in Chicagoland — their regular savings is returning 3.75% APY.

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

4.00% Savings Account/5.15% Health Savings Account at Alliant Credit Union

We last mentioned both these a couple months ago, but since they still hold we thought we’d bring them up again. First, Alliant Credit Union’s savings account, which only has a $100 minimum to earn interest, is currently earning 4.00% APY — the best of any local savings account. Second, and even better, Alliant also has a Health Savings Account (HSA) that’s currently earning a whopping 5.15% APY with a minimum of $100. Contact them to see if you’re eligible for a HSA.Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

Chicagoland’s Two Best Savings Accounts: Ravenswood Bank and Alliant Credit Union

Ravenswood Bank has the best savings account rate we’ve seen recently at any local bank: Their “Classic Passbook Savings” is currently earning 4.25% APY. This account has a $1000 opening deposit and a $1000 minimum balance to earn interest on the account. There is a $3 fee per “excessive transaction”; you’ll have to ask them what specifically that means.

Even better, if you’re eligible, is Alliant Credit Union‘s savings account, which is currently earning 4.35% APY. There’s a $5 minimum on the account (which is automatically opened for you when you join Alliant CU), and interest is earned with a minimum of $100. Alliant also has a Health Savings Account (HSA) that’s currently earning a whopping 5.15% APY with a minimum of $100 — contact them to see if you’re eligible.

Ravenswood Bank has two locations, both in Chicago: one in Ravenswood and one in Wicker Park.

Alliant Credit Union is a relatively open credit union with quite a few ways to join. Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is eligible. In addition, anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA is able to join Alliant. If you don’t meet any of these criteria, you can join the National PTA for $25.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

4.90% 12- to 17-month CDs at Alliant Credit Union

Alliant Credit Union has some very good rates on mid-term CDs: Their CDs from 12-17 months are earning 4.90% APY, and their CDs from 18-24 months are earning 4.65% APY. These rates have a $25,000 minimum, and the CDs drop .40% if you only make a $1000 minimum deposit. On the plus side, the CDs are available as traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell ESA CDs.

Alliant Credit Union is a relatively open credit union with quite a few ways to join: Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is elgible, as well as anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA. If you don’t meet any of these criteria, you can join the National PTA for $25 to take advantage of this deal.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.

5.40% 12-to-24-month CDs at Alliant Credit Union

Alliant Credit Union has one of the best local deals I’ve seen on CDs recently: Their CDs from any term between 12 months and 24 months are available at 5.40% APY. The main stipulation: There is a minimum of a $25,000 deposit on the CDs. Below $25K, the APY drops to a still respectable 5.00% APY. On the plus side, the CDs are available as IRA CDs (traditional, Roth, or SEP) and as Coverdell ESA CDs.

Alliant Credit Union is a relatively open credit union with quite a few ways to join: Anyone who lives in Arlington Heights, Bensenville, Des Plaines, Elk Grove, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mt. Prospect, Northlake, Niles, Norridge, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, and Wood Dale is elgible, as well as anyone who works on O’Hare Airport property, works for United Airlines or its business affiliates, is a member of Life Time Fitness, or who is a member of the National PTA. If you don’t meet any of these criteria, you can join the National PTA for $25 to take advantage of this deal.

Alliant Credit Union has 10 locations, three of which are in Chicagoland: One in Des Plaines, one in Elk Grove Township, and one in O’Hare Airport.