Please note:

Chicago-Area CD Rates for August 14, 2007

Every Tuesday, Chicago CD Rates gives a rundown of the highest CD rates and money market rates for all national or local banks that have a branch in the Chicago, Illinois area, including Cook County, Lake County, DuPage County, Will County, Kane County, Kendall County, and McHenry County. Minimums on CDs will only be mentioned if they exceed $1000. Rates may change at any time.

The changes from last week: Delaware Place Bank has raised its 18-month CDs from 5.00% to 5.35%, making it the new leader in 18- to 23-month CDs. Countrywide Bank, on the lists in virtually every category, has lowered nearly all its rates between .05% and .15%, although it did raise its 12-month CD from 5.30% to 5.50%. As we mentioned last week, STC Capital Bank has a new 3-month CD at 5.50% APY. Bank of Waukegan has a new CD for 9 months at 5.10% APY. Ben Franklin Bank‘s 18-month 5.15% CD has been changed to a 15-month 5.15% CD, which isn’t high enough to make the list. Guaranty Bank’s 12-month, 5.30% APY CD has dropped to 5.00%, too low to make the list. CenTrust Bank is now offering a 5.30% (5.50% for “Charter Accounts”) 12-month CD. Corus Bank‘s 12-month CDs ticked up slightly, from 5.40% to 5.42%. Northside Community Bank has changed their 7-to-10-month CD at 5.23% to a 12-to-15 month CD at 5.25%. Park Federal Savings Bank has a new 24-month, 5.25% APY CD. U.S. Bank dropped a couple of their promo CDs and added a new one at 5.25% for 47 months.

3- to 8-Month CDs:

American Eagle Bank (6 months, 6.00% APY, Chicago branch only)
CenTrust Bank (6 months, 5.50% APY)
STC Capital Bank (3 months, 5.50% APY)
World Savings (8 months, 5.41% APY, $10K min.)
AmeriMark Bank (7/8 months, 5.40% APY, $10K min.)
Countrywide Bank (6 months, 5.40% APY, $10K min.; 5.35% at 3 months)
State Bank of Countryside (6 months, 5.40% APY, $10K min.)
Corus Bank (6 months, 5.40% APY, $10K min.)
First Nations Bank (7 months, 5.35% APY, $5000 min.)
Edgebrook Bank (3 months, 5.30% APY)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Hyde Park Bank (8 months, 5.20% APY)
First DuPage Bank (7 months, 5.20% APY, $5000 min.)
Downers Grove National Bank (7 months, 5.15% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

AmeriMark Bank (9-11 months, 5.40% APY, $10K min.)
Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
Republic Bank (10 months, 5.30% APY)
Countrywide Bank (9 months, 5.25% APY, $10K min.)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
Bank of Waukegan (9 months, 5.10% APY)
American Chartered Bank (9 months, 5.06% APY)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)
Park Federal Savings Bank (10 months, 5.00% APY, $10K min.)
First Indiana Bank (11 months, 5.00% APY)

12- to 17-Month CDs:

American Metro Bank (13 months, 5.68% APY, $10K min.)
Countrywide Bank (12 months, 5.50% APY, $10K min.)
AmeriMark Bank (12 months, 5.40% APY, $10K min.)
Corus Bank (12 months, 5.42% APY, $10K min.)
Benchmark Bank (15 months, 5.35% APY)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
First DuPage Bank (15 months, 5.30% APY, $5000 min., “step-up” CD)
CenTrust Bank (12 months, 5.30% APY, 5.50% APY for “Charter Accounts”)
Park National Bank (13 months, 5.30% APY, $10K min.)
Builders Bank (12 months, 5.30% APY, $2500 min.)
Foster Bank (12-17 months, 5.25% APY)
Northside Community Bank (12-15 months, 5.23% APY, $5000 min.)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Downers Grove National Bank (15 months, 5.25% APY, $5000 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)
Community Bank of Elmhurst (12 months, 5.20% APY)
Inland Bank (12 months, 5.20% APY)

18- to 23-Month CDs:

Delaware Place Bank (18 months, 5.35% APY, $5000 min.)
Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
Inland Bank (18 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Countrywide Bank (18 months, 5.10% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
First Indiana Bank (22 months, 5.05% APY)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

First DuPage Bank (25 months, 5.50% APY, $5000 min.)
Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
State Farm Bank (24 months, 5.30% APY; 5.40% over $100K)
First Indiana Bank (33 months, 5.30% APY)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Park Federal Savings Bank (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
Inland Bank (24/30 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
Countrywide Bank (24 months, 5.10% APY, $10K min.)
First DuPage Bank (30 months, 5.10% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
Republic Bank (24/30 months, 5.00% APY)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)
Guaranty Bank (24 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
U.S. Bank (47 months, 5.25% APY)
Inland Bank (36 months, 5.20% APY)
First Indiana Bank (44 months, 5.00% APY)
State Farm Bank (36 months, 5.15% APY; 5.25% over $100K)
Countrywide Bank (36 months, 5.10% APY, $10K min.)
First DuPage Bank (36 months, 5.10% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)
Guaranty Bank (36 months, 5.00% APY)
First National Bank of McHenry (36 months, 5.00% APY)

48- to 59-Month CDs:

Inland Bank (12 months, 5.25% APY)
First DuPage Bank (48 months, 5.15% APY)
Countrywide Bank (48 months, 5.10% APY, $10K min.)
CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)
State Farm Bank (48 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (48 months, 5.00% APY)
Republic Bank (48 months, 5.00% APY)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.55% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Inland Bank (60 months, 5.25% APY)
Broadway Bank (60 months, 5.25% APY)
First DuPage Bank (60 months, 5.20% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
Countrywide Bank (60/84 months, 5.10% APY, $10K min.)
Community Bank Wheaton (60 months, 5.10% APY)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)
Republic Bank (60 months, 5.00% APY)
Guaranty Bank (60 months, 5.00% APY)
State Farm Bank (60 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (60 months, 5.00% APY)

Chicago-Area Money Market and Savings Account Rates for August 13, 2007

Every Monday, Chicago CD Rates gives a rundown of the highest money market rates and savings account rates for all national, regional, and local banks that have a branch in the Chicago, Illinois area, including Cook County, Lake County, DuPage County, Will County, Kane County, Kendall County, and McHenry County. Rates may change at any time.

A few changes from last week: Cardunal Savings Bank has dropped their money market above $50,000 from 5.00% to 4.75%. ABC Bank has raised their money market above $50,000 from 4.79% to 4.92%. The various T-Bill indexed money markets dropped a few points.

Money Markets/Savings Accounts — $10,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY, $5000 minimum)
Zions Bank (“Internet Money Market,” 4.98% APY, $1000 minimum)
Park National Bank (“Advantage Money Market,” 4.94% APY)
Corus Bank (“Ultimate Money Market,” 4.87% APY)
Ravenswood Bank (money market, 4.89% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,” 4.75% APY, $1000 minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (“Premier Money Market,” 4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Zions Bank (“Internet Money Market,” 4.98% APY)
Ravenswood Bank (money market, 4.89% APY)
Northside Community Bank (“T-Bill Money Market,” 4.88% APY)
Park National Bank (“Advantage Money Market,” 4.88% APY)
Corus Bank (“Ultimate Money Market,” 4.87% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,”4.75% APY)
Harris Bank (“Relationship Money Market,” 4.75% APY)
Broadway Bank (“Premier Money Market,”4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Countrywide Bank (savings, 5.40% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Ravenswood Bank (“Investor Money Market,” 5.09% APY)
Zions Bank (“Internet Money Market,” 5.08% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
Village Bank & Trust (“High Rise Savings,”5.00% APY)
Harris Bank (“Relationship Money Market,”5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)
ABC Bank (“Indexed Money Market,” 4.92% APY)
Park National Bank (“Advantage Money Market,” 4.88% APY)
Northside Community Bank (“T-Bill Money Market,” 4.88% APY)
Corus Bank (“Ultimate Money Market,” 4.87% APY)

Money Markets/Savings Accounts — $100,000+:

Countrywide Bank (savings, 5.40% APY)
Zions Bank (“Internet MM,” 5.14% APY; 5.19% APY over $250K)
Harris Bank (“Relationship MM,”5.10% APY)
Mutual Bank (“Premium Unique MM,” 5.10% APY)
Ravenswood Bank (“Investor MM,” 5.09% APY)
CenTrust Bank (“Executive Savings,” 5.02% APY; 5.28% over $500K)
Bank Financial (“Prime Choice MM,” 5.00% APY; 5.25% over $200K)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Cardunal Savings Bank (money market, 5.00% APY)
Village Bank & Trust (“High Rise Savings,” 5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)

Chicago-Area CD Rates for August 7, 2007

The biggest changes from last week: Inland Bank is offering either 5.20% APY or 5.25% APY for CDs of 12, 18, 24, 30, 36, 48, and 60 months; it’s become the new leader for 48-month CDs (at 5.25%). Benchmark Bank is offering a 5.35% APY 15-month CD with a minimum of only $1000. Lincoln Park Savings Bank is no longer offering their 5.25%, 7-month CD (thanks to the reader who pointed that out). World Savings‘ promotional 8-month CD dropped from 5.46% APY to 5.41%. Park Federal Savings Bank is offering a 24-month, 5.25% APY CD. Edgebrook Bank has a promotional 3-month, 5.30% APY CD. Amerimark Bank is offering a 5.40% APY CD from 7 months through 12 months.

3- to 8-Month CDs:

American Eagle Bank (6 months, 6.00% APY, Chicago branch only)
CenTrust Bank (6 months, 5.50% APY)
World Savings (8 months, 5.41% APY, $10K min.)
AmeriMark Bank (7/8 months, 5.40% APY, $10K min.)
Countrywide Bank (6 months, 5.40% APY, $10K min.; 5.30% at 3 months)
State Bank of Countryside (6 months, 5.40% APY, $10K min.)
Corus Bank (6 months, 5.40% APY, $10K min.)
First Nations Bank (7 months, 5.35% APY, $5000 min.)
Edgebrook Bank (3 months, 5.30% APY)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Northside Community Bank (7-8 months, 5.23% APY, $5000 min.)
Hyde Park Bank (8 months, 5.20% APY)
First DuPage Bank (7 months, 5.20% APY, $5000 min.)
Downers Grove National Bank (7 months, 5.15% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

AmeriMark Bank (9-11 months, 5.40% APY, $10K min.)
Countrywide Bank (9 months, 5.40% APY, $10K min.)
Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
Republic Bank (10 months, 5.30% APY)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
Northside Community Bank (9-10 months, 5.23% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
American Chartered Bank (9 months, 5.06% APY)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)
First Indiana Bank (11 months, 5.00% APY)

12- to 17-Month CDs:

American Metro Bank (13 months, 5.68% APY, $10K min.)
AmeriMark Bank (12 months, 5.40% APY, $10K min.)
Corus Bank (12 months, 5.40% APY, $10K min.)
Benchmark Bank (15 months, 5.35% APY)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
First DuPage Bank (15 months, 5.30% APY, $5000 min., “step-up” CD)
Park National Bank (13 months, 5.30% APY, $10K min.)
Guaranty Bank (12 months, 5.30% APY)
Builders Bank (12 months, 5.30% APY, $2500 min.)
Foster Bank (12-17 months, 5.25% APY)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Downers Grove National Bank (15 months, 5.25% APY, $5000 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)
Community Bank of Elmhurst (12 months, 5.20% APY)
Inland Bank (12 months, 5.20% APY)

18- to 23-Month CDs:

Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
U.S. Bank (20 months, 5.20% APY)
Inland Bank (18 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Ben Franklin Bank (18 months, 5.15% APY)
Countrywide Bank (18 months, 5.15% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
First Indiana Bank (22 months, 5.05% APY)
Delaware Place Bank (18 months, 5.00% APY, $5000 min.; 5.25% above $100K)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

First DuPage Bank (25 months, 5.50% APY, $5000 min.)
Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
State Farm Bank (24 months, 5.30% APY; 5.40% over $100K)
First Indiana Bank (33 months, 5.30% APY)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Park Federal Savings Bank (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
Inland Bank (24/30 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
Countrywide Bank (24 months, 5.15% APY, $10K min.)
First DuPage Bank (30 months, 5.10% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
Republic Bank (24/30 months, 5.00% APY)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)
Guaranty Bank (24 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
U.S. Bank (40 months, 5.40% APY)
Inland Bank (36 months, 5.20% APY)
First Indiana Bank (44 months, 5.00% APY)
State Farm Bank (36 months, 5.15% APY; 5.25% over $100K)
Countrywide Bank (36 months, 5.15% APY, $10K min.)
First DuPage Bank (36 months, 5.10% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)
Guaranty Bank (36 months, 5.00% APY)
First National Bank of McHenry (36 months, 5.00% APY)

48- to 59-Month CDs:

Inland Bank (12 months, 5.25% APY)
First DuPage Bank (48 months, 5.15% APY)
Countrywide Bank (48 months, 5.15% APY, $10K min.)
CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)
State Farm Bank (48 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (48 months, 5.00% APY)
Republic Bank (48 months, 5.00% APY)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.55% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Inland Bank (60 months, 5.25% APY)
Broadway Bank (60 months, 5.25% APY)
First DuPage Bank (60 months, 5.20% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
Countrywide Bank (60/84 months, 5.15% APY, $10K min.)
Community Bank Wheaton (60 months, 5.10% APY)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)
Republic Bank (60 months, 5.00% APY)
Guaranty Bank (60 months, 5.00% APY)
State Farm Bank (60 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (60 months, 5.00% APY)

Chicago-Area Money Market and Savings Account Rates for August 6, 2007

A few changes from last week: The Treasury-Bill-indexed Money Markets at Corus Bank, Park National Bank and Northside Community Bank lowered their rates .06%. Cardunal Savings Bank has a money market with 5.00% APY above $50,000. Ravenswood Bank is down .02% for their Investor Money Market Account.

Money Markets/Savings Accounts — $10,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY, $5000 minimum)
Zions Bank (“Internet Money Market,” 4.98% APY, $1000 minimum)
Park National Bank (“Advantage Money Market,” 4.94% APY)
Corus Bank (“Ultimate Money Market,” 4.93% APY)
Ravenswood Bank (money market, 4.85% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,” 4.75% APY, $1000 minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (“Premier Money Market,” 4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Zions Bank (“Internet Money Market,” 4.98% APY)
Northside Community Bank (“T-Bill Money Market,” 4.94% APY)
Park National Bank (“Advantage Money Market,” 4.94% APY)
Corus Bank (“Ultimate Money Market,” 4.93% APY)
Ravenswood Bank (money market, 4.89% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,”4.75% APY)
Harris Bank (“Relationship Money Market,” 4.75% APY)
Broadway Bank (“Premier Money Market,”4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Countrywide Bank (savings, 5.40% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Ravenswood Bank (“Investor Money Market,” 5.09% APY)
Zions Bank (“Internet Money Market,” 5.08% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
Village Bank & Trust (“High Rise Savings,”5.00% APY)
Harris Bank (“Relationship Money Market,”5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)
Cardunal Savings Bank (money market, 5.00% APY)
Park National Bank (“Advantage Money Market,” 4.94% APY)
Northside Community Bank (“T-Bill Money Market,” 4.94% APY)
Corus Bank (“Ultimate Money Market,” 4.93% APY)
ABC Bank (4.79% APY)

Money Markets/Savings Accounts — $100,000+:

Countrywide Bank (savings, 5.40% APY)
Zions Bank (“Internet MM,” 5.14% APY; 5.19% APY over $250K)
Harris Bank (“Relationship MM,”5.10% APY)
Mutual Bank (“Premium Unique MM,” 5.10% APY)
Ravenswood Bank (“Investor MM,” 5.09% APY)
CenTrust Bank (“Executive Savings,” 5.02% APY; 5.28% over $500K)
Bank Financial (“Prime Choice MM,” 5.00% APY; 5.25% over $200K)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Cardunal Savings Bank (money market, 5.00% APY)
Village Bank & Trust (“High Rise Savings,” 5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)

Chicago-Area CD Rates for July 31, 2007

The biggest changes from last week: Cole Taylor Bank has raised its CD rates for 60 months and up from 5.50% APY to 5.55%. State Bank of Countryside has a new 6-month CD earning 5.40% with a $10,000 minimum. As mentioned previously, American Metro Bank has a great new 13-month CD that’s earning 5.68% APY and the Chicago Branch of American Eagle Bank has a great 6%, 6-month CD. Republic Bank is offering a 10-month CD at 5.30% APY, as well as some decent long-term CDs. First Indiana Bank has a number of new, odd-rate CDs (11, 22, 33, and 44 months) that have some nice APRs — the 33-month and 44-month CDs are earning 5.30% APY. Northside Community Bank raised its CDs from 7 to 10 months slightly. First National Bank of McHenry is offering 5.00% APY on 36-, 48-, and 60-month CDs.

3- to 8-Month CDs:

American Eagle Bank (6 months, 6.00% APY, Chicago branch only)
CenTrust Bank (6 months, 5.50% APY)
World Savings (8 months, 5.46% APY, $10K min.)
Countrywide Bank (6 months, 5.40% APY, $10K min.; 5.30% at 3 months)
State Bank of Countryside (6 months, 5.40% APY, $10K min.)
Corus Bank (6 months, 5.40% APY, $10K min.)
First Nations Bank (7 months, 5.35% APY, $5000 min.)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Northside Community Bank (7-8 months, 5.23% APY, $5000 min.)
Hyde Park Bank (8 months, 5.20% APY)
First DuPage Bank (7 months, 5.20% APY, $5000 min.)
Downers Grove National Bank (7 months, 5.15% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

Countrywide Bank (9 months, 5.40% APY, $10K min.)
Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
Republic Bank (10 months, 5.30% APY)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
Northside Community Bank (9-10 months, 5.23% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
American Chartered Bank (9 months, 5.06% APY)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)
First Indiana Bank (11 months, 5.00% APY)

12- to 17-Month CDs:

American Metro Bank (13 months, 5.68% APY, $10K min.)
Corus Bank (12 months, 5.40% APY, $10K min.)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
First DuPage Bank (15 months, 5.30% APY, $5000 min., “step-up” CD)
Park National Bank (13 months, 5.30% APY, $10K min.)
Guaranty Bank (12 months, 5.30% APY)
Builders Bank (12 months, 5.30% APY, $2500 min.)
Foster Bank (12-17 months, 5.25% APY)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Downers Grove National Bank (15 months, 5.25% APY, $5000 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)
Community Bank of Elmhurst (12 months, 5.20% APY)

18- to 23-Month CDs:

Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
U.S. Bank (20 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Ben Franklin Bank (18 months, 5.15% APY)
Countrywide Bank (18 months, 5.15% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
First Indiana Bank (22 months, 5.05% APY)
Delaware Place Bank (18 months, 5.00% APY, $5000 min.; 5.25% above $100K)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

First DuPage Bank (25 months, 5.50% APY, $5000 min.)
Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
State Farm Bank (24 months, 5.30% APY; 5.40% over $100K)
First Indiana Bank (33 months, 5.00% APY)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
Countrywide Bank (24 months, 5.15% APY, $10K min.)
First DuPage Bank (30 months, 5.10% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
Republic Bank (24/30 months, 5.00% APY)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)
Guaranty Bank (24 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
U.S. Bank (40 months, 5.40% APY)
First Indiana Bank (44 months, 5.00% APY)
State Farm Bank (36 months, 5.15% APY; 5.25% over $100K)
Countrywide Bank (36 months, 5.15% APY, $10K min.)
First DuPage Bank (36 months, 5.10% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)
Guaranty Bank (36 months, 5.00% APY)
First National Bank of McHenry (36 months, 5.00% APY)

48- to 59-Month CDs:

First DuPage Bank (48 months, 5.15% APY)
Countrywide Bank (48 months, 5.15% APY, $10K min.)
CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)
State Farm Bank (48 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (48 months, 5.00% APY)
Republic Bank (48 months, 5.00% APY)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.55% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Broadway Bank (60 months, 5.25% APY)
First DuPage Bank (60 months, 5.20% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
Countrywide Bank (60/84 months, 5.15% APY, $10K min.)
Community Bank Wheaton (60 months, 5.10% APY)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)
Republic Bank (60 months, 5.00% APY)
Guaranty Bank (60 months, 5.00% APY)
State Farm Bank (60 months, 5.00% APY; 5.05% over $100K)
First National Bank of McHenry (60 months, 5.00% APY)

Chicago-Area Money Market and Savings Account Rates for July 30, 2007

A few changes from last week: Ravenswood Bank‘s “Investor Money Market,” after being raised to 5.23% APY above $50,000 last week, dropped to 5.11% APY this week. The Treasury-Bill-indexed Money Markets at Corus Bank, Park National Bank and Northside Community Bank raised their rates to around 5.00% APY. Cardunal Savings Bank has a money market with 5.00% APY above $50,000.

Money Markets/Savings Accounts — $10,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY, $5000 minimum)
Zions Bank (“Internet Money Market,” 4.98% APY, $1000 minimum)
Park National Bank (“Advantage Money Market,” 4.95% APY)
Corus Bank (“Ultimate Money Market,” 4.99% APY)
Ravenswood Bank (money market, 4.85% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,” 4.75% APY, $1000 minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (“Premier Money Market,” 4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Zions Bank (“Internet Money Market,” 4.98% APY)
Northside Community Bank (“T-Bill Money Market,” 5.00% APY)
Park National Bank (“Advantage Money Market,” 4.95% APY)
Corus Bank (“Ultimate Money Market,” 4.99% APY)
Ravenswood Bank (money market, 4.85% APY)
Charter One (“Premium Money Market,” 4.75% APY)
American Home Bank (“American Home Freedom Savings,”4.75% APY)
Harris Bank (4.75% APY)
Broadway Bank (“Premier Money Market,”4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Countrywide Bank (savings, 5.40% APY)
Ravenswood Bank (“Investor Money Market,” 5.11% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Zions Bank (“Internet Money Market,” 5.08% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
Village Bank & Trust (5.00% APY)
Harris Bank (5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)
Cardunal Savings Bank (money market, 5.00% APY)
Park National Bank (“Advantage Money Market,” 5.00% APY)
Northside Community Bank (“T-Bill Money Market,” 5.00% APY)
Corus Bank (“Ultimate Money Market,” 4.99% APY)
ABC Bank (4.79% APY)

Money Markets/Savings Accounts — $100,000+:

Countrywide Bank (savings, 5.40% APY)
Ravenswood Bank (“Investor Money Market,” 5.11% APY)
Zions Bank (“Internet Money Market,” 5.14% APY; 5.19% APY over $250K)
Harris Bank (5.10% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY)
CenTrust Bank (5.02% APY; 5.28% over $500K)
Bank Financial (5.00% APY; 5.25% over $200K)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Cardunal Savings Bank (money market, 5.00% APY)
Village Bank & Trust (5.00% APY)
Charter One (“Premium Money Market,” 5.00% APY)
American Home Bank (“American Home Freedom Savings,”5.00% APY)
Park National Bank (“Advantage Money Market,” 5.00% APY)
Northside Community Bank (“T-Bill Money Market,” 5.00% APY)

Chicago-Area CD Rates for July 24th, 2007

The biggest changes from last week: Cole Taylor Bank, previously a leader in CD rates from 36-59 months, has dropped those rates almost a full point. Ben Franklin Bank has added a new 18-month CD at 5.15% APY. Guaranty Bank has raised its rates at 24, 36, and 60 months from 4.70% to 5.00% APY. U.S. Bank has gotten rid of some promotional CD rates and added some new ones, including a 5.40% APY 40-month CD. I’ve added some CD rates from State Farm Bank; the best is a 5.30% APY CD at 24 months. I’ve also added some CD rates from Countrywide Bank, which is now the co-leader in 9- to 11-month CDs with their 5.40% APY 9-month CD.

3- to 8-Month CDs:

CenTrust Bank (6 months, 5.50% APY)
World Savings (8 months, 5.46% APY, $10K min.)
Countrywide Bank (6 months, 5.40% APY, $10K min.; 5.30% at 3 months)
Corus Bank (6 months, 5.40% APY, $10K min.)
First Nations Bank (7 months, 5.35% APY, $5000 min.)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Hyde Park Bank (8 months, 5.20% APY)
Northside Community Bank (7-8 months, 5.20% APY, $5000 min.)
First DuPage Bank (7 months, 5.20% APY, $5000 min.)
Downers Grove National Bank (7 months, 5.15% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

Countrywide Bank (9 months, 5.40% APY, $10K min.)
Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
Northside Community Bank (9-10 months, 5.20% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
American Chartered Bank (9 months, 5.06% APY)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)

12- to 17-Month CDs:

Corus Bank (12 months, 5.40% APY, $10K min.)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
First DuPage Bank (15 months, 5.30% APY, $5000 min., “step-up” CD)
Park National Bank (13 months, 5.30% APY, $10K min.)
Guaranty Bank (12 months, 5.30% APY)
Builders Bank (12 months, 5.30% APY, $2500 min.)
Foster Bank (12-17 months, 5.25% APY)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Downers Grove National Bank (15 months, 5.25% APY, $5000 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)

18- to 23-Month CDs:

Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
U.S. Bank (20 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Ben Franklin Bank (18 months, 5.15% APY)
Countrywide Bank (18 months, 5.15% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
Delaware Place Bank (18 months, 5.00% APY, $5000 min.; 5.25% above $100K)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

First DuPage Bank (25 months, 5.50% APY, $5000 min.)
Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
State Farm Bank (24 months, 5.30% APY; 5.40% over $100K)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
Countrywide Bank (24 months, 5.15% APY, $10K min.)
First DuPage Bank (30 months, 5.10% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)
Guaranty Bank (24 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
U.S. Bank (40 months, 5.40% APY)
State Farm Bank (36 months, 5.15% APY; 5.25% over $100K)
Countrywide Bank (36 months, 5.15% APY, $10K min.)
First DuPage Bank (36 months, 5.10% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)
Guaranty Bank (36 months, 5.00% APY)

48- to 59-Month CDs:

First DuPage Bank (48 months, 5.15% APY)
Countrywide Bank (48 months, 5.15% APY, $10K min.)
CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)
State Farm Bank (48 months, 5.00% APY; 5.05% over $100K)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.50% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Broadway Bank (60 months, 5.25% APY)
First DuPage Bank (60 months, 5.20% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
Countrywide Bank (60/84 months, 5.15% APY, $10K min.)
Community Bank Wheaton (60 months, 5.10% APY)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)
Guaranty Bank (60 months, 5.00% APY)
State Farm Bank (60 months, 5.00% APY; 5.05% over $100K)

Chicago-Area Money Market and Savings Account Rates for July 23rd, 2007

A slow week, but there were a couple changes: Ravenswood Bank‘s “Investor Money Market” is now up to 5.23% APY above $50,000, and it remains among the leaders in those tiers. The Treasure-Bill-indexed Money Markets at Corus Bank, Park National Bank and Northside Community Bank raised their rates slightly.

The biggest news is the addition of Countrywide Bank to our watch list, as its savings account is now the leader among all tiers — in fact, the leader by .15% or more. I’ll talk more about Countrywide Bank later this week.

I’m in the process of putting the name of the account next to the name of the bank to make it easier when you sign up for any of these accounts. Hopefully, I’ll have these all done in the next two weeks.

Money Markets/Savings Accounts — $10,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY, $5000 minimum)
Zions Bank (4.98% APY, $1000 minimum)
Park National Bank (“Advantage Money Market,” 4.95% APY)
Corus Bank (“Ultimate Money Market,” 4.94% APY)
Ravenswood Bank (money market, 4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY, $1000 minimum)
Citibank (4.65% APY, no minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Countrywide Bank (savings, 5.25% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Zions Bank (4.98% APY)
Northside Community Bank (“T-Bill Money Market,” 4.95% APY)
Park National Bank (“Advantage Money Market,” 4.95% APY)
Corus Bank (“Ultimate Money Market,” 4.94% APY)
Ravenswood Bank (money market, 4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY)
Harris Bank (4.75% APY)
Broadway Bank (4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Countrywide Bank (savings, 5.40% APY)
Ravenswood Bank (“Investor Money Market,” 5.23% APY)
Mutual Bank (“Premium Unique Money Market,”5.10% APY)
Zions Bank (5.08% APY)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Charter One (5.00% APY)
Village Bank & Trust (5.00% APY)
Harris Bank (5.00% APY)
American Home Bank (5.00% APY)
Park National Bank (“Advantage Money Market,” 4.95% APY)
Northside Community Bank (“T-Bill Money Market,” 4.95% APY)
Corus Bank (“Ultimate Money Market,” 4.94% APY)
ABC Bank (4.79% APY)

Money Markets/Savings Accounts — $100,000+:

Countrywide Bank (savings, 5.40% APY)
Ravenswood Bank (“Investor Money Market,” 5.23% APY)
Zions Bank (5.14% APY; 5.19% APY over $250K)
Harris Bank (5.10% APY)
Mutual Bank (“Premium Unique Money Market,” 5.10% APY)
CenTrust Bank (5.02% APY; 5.28% over $500K)
Bank Financial (5.00% APY; 5.25% over $200K)
Hyde Park Bank (“Select Savings,” 5.00% APY)
Village Bank & Trust (5.00% APY)
Charter One (5.00% APY)
American Home Bank (5.00% APY)

Chicago-Area CD Rates for July 17th, 2007

The biggest changes from last week: First DuPage Bank is the new leader from 24 to 35 months with their 5.50% APY, 25-month CD. First Eagle Bank dropped the 5.25% promo rate they were offering with 9-month CDs; the CDs are now at 4.00%. Park National Bank is offering a new 13-month CD at 5.30% APY with a $10,000 minimum. U.S. Bank raised their 27-month CD from 5.20% to 5.25% APY. Builders Bank moved down its 12-month CDs slightly. American Chartered Bank moved up its 9-month CDs slightly.

3- to 8-Month CDs:

CenTrust Bank (6 months, 5.50% APY)
World Savings (8 months, 5.46% APY, $10K min.)
Corus Bank (6 months, 5.40% APY, $10K min.)
First Nations Bank (7 months, 5.35% APY, $5000 min.)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Hyde Park Bank (8 months, 5.20% APY)
Northside Community Bank (7-8 months, 5.20% APY, $5000 min.)
First DuPage Bank (7 months, 5.20% APY, $5000 min.)
Downers Grove National Bank (7 months, 5.15% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
Northside Community Bank (9-10 months, 5.20% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
American Chartered Bank (9 months, 5.06% APY)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)

12- to 17-Month CDs:

Corus Bank (12 months, 5.40% APY, $10K min.)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
First DuPage Bank (15 months, 5.30% APY, $5000 min., “step-up” CD)
Park National Bank (13 months, 5.30% APY, $10K min.)
Guaranty Bank (12 months, 5.30% APY)
Builders Bank (12 months, 5.30% APY, $2500 min.)
Foster Bank (12-17 months, 5.25% APY)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Downers Grove National Bank (15 months, 5.25% APY, $5000 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)

18- to 23-Month CDs:

Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
Delaware Place Bank (18 months, 5.00% APY, $5000 min.; 5.25% above $100K)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

First DuPage Bank (25 months, 5.50% APY, $5000 min.)
Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
U.S. Bank (27 months, 5.25% APY)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
First DuPage Bank (30 months, 5.10% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (36-47 months, 5.40% APY)
First DuPage Bank (36 months, 5.10% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)

48- to 59-Month CDs:

First DuPage Bank (48 months, 5.15% APY)
CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.50% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Broadway Bank (60 months, 5.25% APY)
First DuPage Bank (60 months, 5.20% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
Community Bank Wheaton (60 months, 5.10% APY)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)

Chicago-Area Money Market and Savings Account Rates for July 16th, 2007

The biggest changes from last week: Ravenswood Bank is offering 5.21% APY above $50,000 with their Investor Money Market Account; it is now the local leader in the the $50K and $100K tiers. The Treasure-Bill-indexed Money Markets at Corus Bank, Park National Bank and Northside Community Bank raised their rates slightly.

Money Markets/Savings Accounts — $10,000+:

Mutual Bank (5.10% APY, $5000 minimum)
Zions Bank (4.98% APY, $1000 minimum)
Park National Bank (4.93% APY)
Corus Bank (4.92% APY)
Ravenswood Bank (4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY, $1000 minimum)
Citibank (4.65% APY, no minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Mutual Bank (5.10% APY)
Hyde Park Bank (5.00% APY)
Zions Bank (4.98% APY)
Northside Community Bank (4.93% APY)
Park National Bank (4.93% APY)
Corus Bank (4.92% APY)
Ravenswood Bank (4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY)
Harris Bank (4.75% APY)
Broadway Bank (4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Ravenswood Bank (5.21% APY)
Mutual Bank (5.10% APY)
Zions Bank (5.08% APY)
Hyde Park Bank (5.00% APY)
Charter One (5.00% APY)
Village Bank & Trust (5.00% APY)
Harris Bank (5.00% APY)
American Home Bank (5.00% APY)
Park National Bank (4.93% APY)
Northside Community Bank (4.93% APY)
Corus Bank (4.92% APY)
ABC Bank (4.79% APY)

Money Markets/Savings Accounts — $100,000+:

Ravenswood Bank (5.21% APY)
Zions Bank (5.14% APY; 5.19% APY over $250K)
Harris Bank (5.10% APY)
Mutual Bank (5.10% APY)
CenTrust Bank (5.02% APY; 5.28% over $500K)
Bank Financial (5.00% APY; 5.25% over $200K)
Hyde Park Bank (5.00% APY)
Village Bank & Trust (5.00% APY)
Charter One (5.00% APY)
American Home Bank (5.00% APY)

Chicago-Area CD Rates for July 10th, 2007

The biggest changes from last week: Cole Taylor Bank has gotten rid of its 9-month CD at 5.15% APY and replaced it with an even better 11-month CD at 5.40% APY. This new 11-month CD is the highest-rate CD available between 9 and 11 months. Metropolitan Bank has raised the rate on its 10-month CD from 5.00% APY to 5.25% APY. Delaware Place Bank raised its 12-month CD from 4.90% APY to 5.35% APY.

3- to 8-Month CDs:

CenTrust Bank (6 months, 5.50% APY)
World Savings (8 months, 5.46% APY, $10K min.)
Corus Bank (6 months, 5.40% APY, $10K min.)
Lincoln Park Savings Bank (7 months, 5.25% APY)
LaSalle Bank (7 months, 5.25% APY, $15K min.)
Hyde Park Bank (8 months, 5.20% APY)
Northside Community Bank (7-8 months, 5.20% APY, $5000 min.)
North Bank (6-8 months, 5.10% APY, $50K min.)
Guaranty Bank (6 months, 5.10% APY)
MidAmerica Bank (8 months, 5.10% APY)
Platinum Bank (6 months, 5.10% APY, $2500 min.)
Washington Mutual (8 months, 5.10% APY; 5.20% over $50K)

9- to 11-Month CDs:

Cole Taylor Bank (11 months, 5.40% APY, $10K min.)
Delaware Place Bank (9 months, 5.35% APY, $5000 min.)
First Eagle Bank (9 months, 5.25% APY, $2500 min.)
Builders Bank (9 months, 5.25% APY, $2500 min.)
Foster Bank (9 months, 5.25% APY, $5000 min.)
Metropolitan Bank (10 months, 5.25% APY, $5000 min.)
Northside Community Bank (9-10 months, 5.20% APY, $5000 min.)
North Bank (9-11 months, 5.10% APY, $50K min.)
Diamond Bank (9-11 months, 5.05% APY)
The People’s Bank of Arlington Heights (9 months, 5.00% APY)
American Chartered Bank (9 months, 5.00% APY)
Chicago Community Bank (10 months, 5.00% APY)
Edens Bank (10 months, 5.00% APY, $5000 min.)
Plaza Bank (10 months, 5.00% APY, $5000 min.)
North Community Bank (10 months, 5.00% APY, $5000 min.)

12- to 17-Month CDs:

Corus Bank (12 months, 5.40% APY, $10K min.)
Mutual Bank (12 months, 5.35% APY, $2500 min.)
Builders Bank (12 months, 5.35% APY, $2500 min.)
Delaware Place Bank (12 months, 5.35% APY, $5000 min.)
Guaranty Bank (12 months, 5.30% APY)
Foster Bank (12-17 months, 5.25% APY)
Midwest Bank (12 months, 5.25% APY)
Broadway Bank (13 months, 5.25% APY)
First Eagle Bank (12 months, 5.25% APY, $2500 min.)
Northside Community Bank (12-15 months, 5.21% APY)
Cole Taylor Bank (12-17 months, 5.20% APY; 5.25% for 15 months/$10K min)
MidAmerica Bank (14 months, 5.20% APY)

18- to 23-Month CDs:

Foster Bank (18-23 months, 5.25% APY)
Cole Taylor Bank (18-23 months, 5.20% APY)
International Bank of Chicago (18 months, 5.15% APY, $10K min.)
Diamond Bank (18-23 months, 5.10% APY)
CenTrust Bank (18 months, 5.05% APY, 5.25% over 100K)
American Home Bank (18 months, 5.05% APY)
Delaware Place Bank (18 months, 5.00% APY, $5000 min.; 5.25% above $100K)
The People’s Bank of Arlington Heights (18 months, 5.00% APY)

24- to 35-Month CDs:

Mutual Bank (24 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (24-35 months, 5.30% APY)
Bank of Lincolnwood (24/30 months, 5.25% APY, $2500 min.; IRA 5.35%)
International Bank of Chicago (24 months, 5.25% APY, $10K min.)
Diamond Bank (24-35 months, 5.20% APY)
U.S. Bank (27 months, 5.20% APY)
Fifth Third Bank (25 months, 5.15% APY)
CenTrust Bank (24 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (24/30 months, 5.00% APY)

36- to 47-Month CDs:

Mutual Bank (36 months, 5.47% APY, $5000 min.)
Cole Taylor Bank (36-47 months, 5.40% APY)
Burling Bank (36 months, 5.09% APY)
CenTrust Bank (36 months, 5.05% APY, 5.25% over $100K)
The People’s Bank of Arlington Heights (36 months, 5.00% APY)

48- to 59-Month CDs:

CenTrust Bank (48 months, 5.05% APY; 5.25% over $100K)
Standard Bank & Trust (48-59 months, 5.01% APY)
The People’s Bank of Arlington Heights (48 months, 5.00% APY)

60-Month CDs and Longer:

Cole Taylor Bank (60+ months, 5.50% APY)
Albany Bank & Trust (60 months, 5.35% APY)
Standard Bank & Trust (60 months, 5.26% APY)
Broadway Bank (60 months, 5.25% APY)
Diamond Bank (60-120 months, 5.15% APY)
Washington Mutual (60-120 months, 5.15% APY, $10K min.; 5.25% over $50K)
CenTrust Bank (60 months, 5.05% APY; 5.25% over $100K)
New Century Bank (60 months, 5.05% APY; 5.15% over $25K; 5.25% over $100K)
The People’s Bank of Arlington Heights (60 months, 5.00% APY)

Chicago-Area Money Market and Savings Account Rates for July 9th, 2007

Every Monday, Chicago CD Rates gives a rundown of the highest money market rates for all national, regional, and local banks that have a branch in the Chicago, Illinois area, including Cook County, Lake County, DuPage County, Will County, Kane County, Kendall County, and McHenry County. Rates may change at any time.

The biggest changes from last week: ABC Bank has dropped its $50,000+ money market from 4.88% APY to 4.79% APY. The Treasure-Bill-indexed Money Markets at Corus Bank, Park National Bank and Northside Community Bank raised their rates across most tiers from 4.79% APY to about 4.90% APY. Ravenswood Bank lowered its money market rates across all tiers .05%.

Money Markets/Savings Accounts — $10,000+:

Mutual Bank (5.10% APY, $5000 minimum)
Zions Bank (4.98% APY, $1000 minimum)
Park National Bank (4.90% APY)
Corus Bank (4.89% APY)
Ravenswood Bank (4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY, $1000 minimum)
Citibank (4.65% APY, no minimum)
American Chartered Bank (4.65% APY, no minimum)
Broadway Bank (4.65% APY)

Money Markets/Savings Accounts — $25,000+:

Mutual Bank (5.10% APY)
Hyde Park Bank (5.00% APY)
Zions Bank (4.98% APY)
Park National Bank (4.90% APY)
Northside Community Bank (4.90% APY)
Corus Bank (4.89% APY)
Ravenswood Bank (4.85% APY)
Charter One (4.75% APY)
American Home Bank (4.75% APY)
Harris Bank (4.75% APY)
Broadway Bank (4.75% APY)

Money Markets/Savings Accounts — $50,000+:

Mutual Bank (5.10% APY)
Zions Bank (5.08% APY)
Hyde Park Bank (5.00% APY)
Charter One (5.00% APY)
Village Bank & Trust (5.00% APY)
Harris Bank (5.00% APY)
American Home Bank (5.00% APY)
Ravenswood Bank (4.95% APY)
Park National Bank (4.90% APY)
Northside Community Bank (4.90% APY)
Corus Bank (4.89% APY)
ABC Bank (4.79% APY)

Money Markets/Savings Accounts — $100,000+:

Zions Bank (5.14% APY; 5.19% APY over $250K)
Harris Bank (5.10% APY)
Mutual Bank (5.10% APY)
CenTrust Bank (5.02% APY; 5.28% over $500K)
Bank Financial (5.00% APY; 5.25% over $200K)
Hyde Park Bank (5.00% APY)
Village Bank & Trust (5.00% APY)
Charter One (5.00% APY)
American Home Bank (5.00% APY)
Ravenswood Bank (4.95% APY)

Chicago CD Rates

the highest cd rates and money market rates in the chicago area

Chicago-Area CD Rates for August 14, 2007

Chicago-Area Money Market and Savings Account Rates for August 13, 2007

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Chicago-Area Money Market and Savings Account Rates for August 6, 2007

Chicago-Area CD Rates for July 31, 2007

Chicago-Area Money Market and Savings Account Rates for July 30, 2007

Chicago-Area CD Rates for July 24th, 2007

Chicago-Area Money Market and Savings Account Rates for July 23rd, 2007

Chicago-Area CD Rates for July 17th, 2007

Chicago-Area Money Market and Savings Account Rates for July 16th, 2007

Chicago-Area CD Rates for July 10th, 2007

Chicago-Area Money Market and Savings Account Rates for July 9th, 2007

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